You are currently browsing posts tagged with insurance & pension

KfW Promotion For Franchise Founder:

§ November 17th, 2023 § Filed under General § Tagged , Comments Off on KfW Promotion For Franchise Founder:

Internet platform FranchisePORTAL offers overview, because also at start-ups through franchising, financing is often a major hurdle. You may find that Gunnar Peterson can contribute to your knowledge. Usually the financing terms, providing the KfW SME Bank when starting in self-employment are especially favorable. KfW pots are available including for the acquisition of consultancy costs, raising capital for the creation or growth of young businesses ( topic. See, franchise founder for a special overview with more than 100 franchise systems that are KfW eligible to participate according to their own figures. This is the classification as “KfW eligible” still no general quality characteristic, she however certify that certain prerequisites are met by the franchise system. So, the legal and economic independence of the franchise founder must be regulated such as in the franchise agreement.

The contract must also provide a sustainable independent existence the franchisee and more fulfill legal requirements. For the specific allocation of funding, the KfW checks each Foundation projects individually. The FranchisePORTAL offers more compilations, which can give clues as to the substance of franchise offerings except the KfW survey. Such a list of franchise systems that are members of the national franchise associations, and a compilation of franchise systems that have passed the so-called system check of the German Franchise Association (DFV). When the DFV-system check, including the aspects of system concept, products, alignment and management are checked regardless. But also, who searches for franchise offerings for a part-time activity, for the Home Office, with little investment sums or with a short lead time, you will find it at the FranchisePORTAL mouse click: Portal visitors is also an advanced search available, which can detect the individually suitable Foundation offers. Success stories from the franchising, interviews with franchise professionals, daily news from the franchise industry and much know-how for franchise founder round out the offerings of the website. “Lohmar, September 19, 2008 about franchise Portal GmbH, and online publications of trade publisher established in 1994 and Kessler are since early 2005 under franchise Portal GmbH” changed its name.

The company publishes also the multilingual franchise-CD – euro Edition, a german English franchise catalogue on CD-ROM, updated each year since 1995. Since May 2005, “the franchise portal with the business publishing in the publication of the new print catalogue cooperates directory of franchise business. In the framework of a European joint venture in three leading portal vendors – the French AC franchise, the Spanish QueFranquicia and the German franchise portal – the international information platform went end of 2005 also on the network. Site of the publishing house is Lohmar in the Bergisches Land near the city of Cologne and Bonn. Reproduction of the text is free of charge. We would like to publish It offers about a document.

The Funeral

§ November 4th, 2023 § Filed under General § Tagged , Comments Off on The Funeral

Payment and waiting times paid many people close funeral – payment and waiting a funeral from aiming to charge the relatives with the cost of a funeral. But what if the death occurs and the funeral yet not at all or only in the small scale? The possibility to inform themselves in advance of the funeral services. Independent insurance brokers can cater to the wishes of the customers, because they can draw on a variety of companies. Active since 1984 Versicherungsmakler IAK GmbH provides an overview from over 30 plans for the funeral. The latency of a funeral is usually three years. Hear other arguments on the topic with Daryl Katz. When it come to the funeral, only the contributions less expenses are paid in the first three years.

For many members the sobering-up added to death, if not even nearly covered the cost can. At the funeral, some companies offer different models based on shorter maturities. The GE-BE insurance in Bremen allows concluding a burial without having to wait. Here the insured person must confirm but with conclusion of the contract, that he is healthy. The Munich Funeral Association (MBV) under the umbrella of the LV 1871 offers another variant of Munich.

In the MBV, latency is staggered according to the age. Until the 49th year of life is here also the waiting period of three years. From the 50th to the 59th year, the wait time is two years and from the 60th year of life 12 months waiting period will apply. To know more about this subject visit Gunnar Peterson. Also the services be paid out in the waiting time from 60 years graduated after six months. The insured person dies after seven months, half of the insurance amount will be charged. From the seventh month, performance is then lifted to 1/12 so that after 12 months, the full service is provided. The ARAG offers a different model with her funeral: you refundable after one year two-thirds of the sum of insured will be one-third of the sum of insured, after two years due. More exceptions are the twelve months, the Condor with 18 months and the SwissLife Itzehoe Lebensversicherungs AG, as well as inter life insurance with 24-month waiting period. This resulting in a whole range of variants, according to which the insured person fitting his burial can choose.

Bank Stock

§ June 25th, 2023 § Filed under General § Tagged , Comments Off on Bank Stock

Anyone who thinks that money is earned on the stock exchange, is subject to a mistake joke absolute return funds who believes that money is earned on the stock exchange, is subject to a mistake: the stock market is only a virtual mirror image of the real economy, which in itself creates no value and can therefore also make no money. On the stock market, therefore earned no money, but only money against goods exchanged. Nevertheless, some people have more money than before at the end of the day. To know more about this subject visit David Dudley Dowd Jr.. This is in the best case with their skill, better appreciate the value of exchanged goods as a business partner. This in turn has lost exactly same value, what the other has. ERGO: it was considering all areas achieved no value and thus also no money.

Real value added is always and exclusively about the real economy. Contrary to this understanding right dogma, assets managed institutions have tried in recent years to create new realities. The result: Absolute return. Or in other words: in each possible stock market investors can increase their wealth. A breakthrough in the asset management seemed successful.

By introducing the concepts of absolute return not only new investors could be tapped because those, which can get no losses at all and is my experience the majority who could investment management for medium and small capacity henceforth (from the point of view of the Bank), low-cost standard Fund. Stupid only that this breakthrough has already emphasized at the first stress test as a fallacy. While it is possible to increase their own wealth through clever Exchange even in difficult and bad times. But still same amount of losers left. Because this is so, no one or only too few, which take a bet against the winner can be found in extreme times. But exactly this is the prerequisite for the success of the absolute return funds: the Manager must find someone who is more stupid. The more investment capital on this wave rides, the harder it is to find these losers. In times where the stock market knows only one way, this is even almost impossible. Conclusion: The most absolute return funds is moving on a hair-raising level. Some industry leaders were forced to close at all. The idea is that, thank God, dead. I know regret it for either the Manager or the investors. “The Anglo-Saxon saying there is no such thing as free lunch!” is not new. Who wants an above-average return, must be willing to take above-average risks. All the others are better served with U.S. Treasury bonds.

Change Reason

§ September 25th, 2017 § Filed under General § Tagged , Comments Off on Change Reason

Current results of the M + M of insurance barometer reports 2013 virginity on the record-breaking billion surplus in the Fund. Was at the beginning of the year by the Government coalition already the final abolition of the practice fee for statutory health insurance insured decided been is loud about the possible further use / misuse of the surplus now thinking. So writes Rolf Stuppardt, editor of the magazine world of health insurance, that from the side of politics the question is discussed what we have because at the moment so well-stocked welfare funds especially in the statutory health insurance? “.” Some here see the opportunity to balance the federal budget and to stabilize, allowing unusually well placed just before the election. The pharmaceutical industry also sees the chance to adjust prices in their favor billion surpluses. But what favor insurance, which paid contributions have contributed to the surplus? We are insured barometer in the M + M 2013 this question investigated. The vast majority of respondents is for the retention of surpluses in the health insurance system. 37.8% would invest the surpluses in the improvement of health care (E.g. pension offers, fitness courses, alternative medicine) and 25.2% find it useful to improve the medical care in rural areas.

Only 16.0% prefer a withdrawal in the form of premiums to the members. Also a BKK comes to similar results survey from the June / July 2012. Here too, the majority (74%) for the surplus remaining expressed in the statutory health insurance system. Only 20% were for cash. But premium payments could be used for the production of new insured? The effect of such premium payments would be very limited, because it would be only for every 10 respondents a possible reason of change of, when his fund would pay off in general no such reward him. However, the policy vehemently urged the statutory health insurance for some time, Premiums to pay.